\begin{tabular}{l *{4}{c}} \toprule
                    &         (1)   &         (2)   &         (3)   &         (4)   \\
 & \begin{tabular}{c} Farm work \\ (past year) \end{tabular} &\begin{tabular}{c}  Market visit \\ (past week) \end{tabular}  & \begin{tabular}{c} Maize/Rice \\ (next week) \end{tabular} & \begin{tabular}{c} Meat \\ (next week) \end{tabular} \\ \midrule \multicolumn{4}{l}{\textbf{Panel A. Primary education completion}} \\
SI $\times$ Primary Educ ($\beta$)&        0.07   &        0.00   &       -0.01   &       -0.06   \\
                    &      (0.05)   &      (0.05)   &      (0.03)   &      (0.06)   \\
SI $\times$ No Primary Educ ($\gamma$)&       -0.00   &        0.11***&       -0.04***&        0.01   \\
                    &      (0.02)   &      (0.03)   &      (0.01)   &      (0.03)   \\
Primary Educ        &       -0.11*  &        0.01   &       -0.03   &       -0.06   \\
                    &      (0.06)   &      (0.07)   &      (0.03)   &      (0.07)   \\
\\
FTFI $\times$ No Primary Educ mean&        0.82   &        0.66   &        0.98   &        0.68   \\
\emph{p}-value ($\beta = \gamma$)&       0.159   &       0.097   &       0.194   &       0.337   \\
Observations        &       1,259   &       1,260   &       1,226   &       1,101   \\
 
\\ \multicolumn{4}{l}{\textbf{Panel B. Access to mobile phone}} \\
SI $\times$ Mobile ($\beta$)&        0.08** &        0.05   &       -0.03*  &        0.02   \\
                    &      (0.03)   &      (0.04)   &      (0.02)   &      (0.04)   \\
SI $\times$ No Mobile ($\gamma$)&       -0.03   &        0.11***&       -0.04***&       -0.03   \\
                    &      (0.03)   &      (0.03)   &      (0.02)   &      (0.04)   \\
Mobile              &       -0.07** &        0.09** &        0.00   &       -0.00   \\
                    &      (0.03)   &      (0.04)   &      (0.01)   &      (0.04)   \\
\\
FTFI $\times$ No Mobile mean&        0.83   &        0.63   &        0.98   &        0.69   \\
\emph{p}-value ($\beta = \gamma$)&       0.017   &       0.293   &       0.677   &       0.313   \\
Observations        &       1,259   &       1,260   &       1,226   &       1,101   \\
 
\\ \multicolumn{4}{l}{\textbf{Panel C. Able to read/write}} \\
SI $\times$ English ($\beta$)&        0.02   &        0.04   &       -0.02   &        0.01   \\
                    &      (0.04)   &      (0.05)   &      (0.02)   &      (0.05)   \\
SI $\times$ No English ($\gamma$)&        0.01   &        0.11***&       -0.04***&       -0.02   \\
                    &      (0.03)   &      (0.03)   &      (0.01)   &      (0.03)   \\
English             &        0.00   &        0.03   &       -0.01   &        0.01   \\
                    &      (0.04)   &      (0.05)   &      (0.02)   &      (0.05)   \\
\\
FTFI $\times$ No English mean&        0.81   &        0.66   &        0.98   &        0.69   \\
\emph{p}-value ($\beta = \gamma$)&       0.861   &       0.203   &       0.512   &       0.597   \\
Observations        &       1,259   &       1,260   &       1,226   &       1,101   \\
 
\\ \multicolumn{4}{l}{\textbf{Panel D. Age}} \\
SI $\times$ Below-median Age ($\beta$)&       -0.01   &        0.09** &       -0.02   &        0.01   \\
                    &      (0.03)   &      (0.04)   &      (0.02)   &      (0.04)   \\
SI $\times$ Above-median Age ($\gamma$)&        0.03   &        0.08** &       -0.05***&       -0.02   \\
                    &      (0.03)   &      (0.04)   &      (0.02)   &      (0.04)   \\
Below-median Age    &        0.04   &       -0.03   &       -0.01   &        0.04   \\
                    &      (0.04)   &      (0.05)   &      (0.02)   &      (0.05)   \\
\\
FTFI $\times$ Above-median Age mean&        0.82   &        0.68   &        0.98   &        0.70   \\
\emph{p}-value ($\beta = \gamma$)&       0.399   &       0.816   &       0.277   &       0.607   \\
Observations        &       1,259   &       1,260   &       1,226   &       1,101   \\
\bottomrule
\end{tabular}
